Character Attributes
Each officer/ruler has their set of STATS. I suppose you are wondering what they are perhaps, and if you know what they are, especially... WHAT THE STATS ACTUALLY DO SO YOU KNOW HOW TO MAKE A RULER! SO, HERE THEY ARE... THE STAT INFORMATION!! Some of the stats are NOT AS IMPORTANT as the others believe it or not, such as NAVY which is worthless to me since you barely have any boat battles in ROTK III.

Intelligence- Used
purely for PLOTS in battle, and defending against plots. Quite valuable, but not
supremely.
Politics- A VERY IMPORTANT MOD,
this will allow you to DEVELOP your kingdom much easier!
War- The character's
ability to fight in DUELS which is QUITE VITAL and dangerous to do, but still...
Dynasty Warriors 4 comes to mind, heh heh... so take the risk in duels ;).
Charm- The
character's ability of wit, decency and ways of their persuasion. For rulers
it's great for giving officers' books to increase their loyalties. Then charm is
used for trade, market, and of course, diplomacy.
Army- The more army, the
MORE SOLDIERS you can control! 70 or more army ability allows you to use the SIMULTANEOUS
war move!
Navy- Your ability at
controlling a ship... ick.
Age- The character's age!
Loyalty- Important stat, the
loyalty amount for a character! 100 is the max, and it's great to have!
Year- How many years
this character has been serving a ruler.
Soldiers- The amount of
soldiers this officer has under him/her.
Train- The character's
army ability, can go up to 100 or more bonus points.
Morale- The character's
army morale, can go up to 100 or more bonus points.